The GiveWell Blog

DonorsChoose vs. Kiva

This Tactical Philanthropy post implies that the salient difference between DonorsChoose and Kiva is that DonorsChoose is more “authentic” in terms of connecting donors to projects. (Update: Sean points out in the comment below that most of the post I cited was a quote from a former DonorsChoose employee and doesn’t necessarily reflect TacticalPhilanthropy’s opinion.)…

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Kiva repayment data

GiveWell Board member Tim Ogden asks, is Kiva reporting phantom payments? It’s hard to say for sure, but it seems that the answers is either (a) yes, they are or (b) no, but borrowers listed on Kiva’s website are not representative of the average borrowers visiting that MFI. The table below shows default rates for…

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Kiva and fungibility

David Roodman, whom we previously interviewed, has a very interesting post up about a specific microfinance vehicle, Kiva.org. Our existing report argues that donations through this sort of vehicle are likely “fungible,” and therefore better thought of (for impact purposes) as general support of organizations rather than as support of specific projects or people. Mr….

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Conversation with David Roodman about microfinance

David Roodman is a research fellow at the Center for Global Development and author of David Roodman’s Microfinance Open Book Blog, where he his sharing his notes on (and content of) a book on microfinance. We have consistently found his discussions to be evenhanded, thorough, and clear, especially in terms of what should and shouldn’t…

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What does the repayment rate really tell you about the impact of microfinance?

We wrote last week that the direct evidence of microfinance’s impact is less than overwhelming. However, many believe that direct evidence is not needed – that as long as microfinance institutions demonstrate high “repayment rates,” they can be assumed to be improving lives. The logic goes that if a person is able to repay their…

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